Dallas, TX: ReportsandReports announce it will carry Payment Cards in Japan Market Research Report in its Store. Browse complete Payment Cards in Japan Report Introduction Payment Cards in Japan is an invaluable guide to one of the world’s most complex card markets. The report provides statistics on market size, competitor market shares and forecasts. It also provides an overview of regulation, competitor activities, issuer strategy and product innovation including developments in contactless, mobile payments, online and prepaid cards. Scope Highlights The Japanese payment market remains dominated by cash, with consumers using that payment form even for high value transactions. Despite this, credit cards are continuing to show positive levels of growth with a CAGR of 2.5% between 2004 and 2008. Pay now cards however remain almost exclusively used at ATMs, with use at the POS in active decline. The competitive situation in Japan is in a state of flux as a result of new regulations restricting APRs and issuer margins. Acquisitions and mergers are currently running high as the industry restructures itself. Despite this, the market remains dominated by JCB, who hold a 34% share of the market, a full 20% more than its nearest competitor. Contactless, mobile, and prepaid payments are at an advanced state of development in Japan in the form of e-payments, typically on a contactless card or on a mobile phone handset. A large proportion of the market also holds transport ticketing functionality. E-money has gone truly mainstream with over 100 million cards in issue. Reasons to Purchase Table of Content OVERVIEW Catalyst Summary Executive Summary Sizing and Forecasting the Payment Card Market in Japan Competitor and product developments in Japan Contactless Mobile Online and Prepaid Payments Table of Contents Table of Figures Table of Tables Sizing and Forecasting the Payment Card Market in Japan Overview Structure of the Japanese payment cards market Demand for debit is weak, partly due to the structure of credit repayments Key macroeconomic and consumer data Macro-economic trends and performance GDP Unemployment Real GDP growth Inflation Demographic and consumer trends Regulatory environment The payments market is regulated by the Japanese Financial Services Authority Credit card issuers have always faced heavy restrictions on lending and borrowing rates The revised Money Lending Business Law became fully enacted in June 2010 The consumer credit market is experiencing dramatic shifts as a result of the new law Prepaid cards are also affected by tight regulations Sizing the payment card market in Japan Size and performance of the payment card market Penetration of payment cards Number of payment cards in issue by type Number of payment card transactions Value of payment card transactions Trends in payment card use compared to other countries Credit card balances outstanding, revolve rates, usage and repayment behavior ATM and POS terminal numbers Competitor and Product Developments in Japan Overview Profiles of key Japanese players JCB Sumitomo Mitsui Financial Group Mitsubishi UFJ Financial Group Credit Saison Aeon Credit Service Rakuten Western players Card issuer market shares and performance Credit card market shares Number of credit cards in issue by brand Number of transactions by brand Value of transactions by brand Balances outstanding and card repayment rates by brand Charge and deferred-debit card market shares Product design and issuer strategy in Japan Credit card product strategy Card product features by brand Usage trends by brand Leading revolving credit products and price points Leading loyalty programmes Card scheme market shares and developments Major card scheme developments Pay now card scheme shares Number of cards in issue Value of transactions Revolving credit card scheme shares Number of cards in issue Value of transactions Charge and deferred-debit card scheme shares Number of cards in issue Value of transactions Forecasting the payment card market in Japan Forecasting the pay now card market Forecasting the revolving credit card market Forecasting the charge and deferred-debit card market Contactless, Mobile, Online and Prepaid Payments Overview Alternative payments are now mainstream Japan has the most advanced e-money market in the world e-money can be used on cards or phones The majority of consumers now use e-money There were 105 million e-money cards in issue by March 2009 Transaction values and volumes are also rising as consumers spend more using e-money The majority of e-money transactions are for less than JPY1,000 Most e-money re-loads are for a value between JPY1,000 to JPY5,000 Although characterized by a variety of players, e-money is dominated by a select few firms Branding remains a critical feature of the e-money market Transport related cards hold a regional presence Suica leads the market for e-money, with a 30.3% share of the market in H1 2009 Convenience is the primary driver of e-money use in Japan Mobile payments remain niche in Japan NTT DoCoMo’s success in mobile has been driven by its effective domestic monopoly Mobile players are focusing on incentivising use FeliCa’s dominant position may be a drawback Online spending remains relatively low in relation to Japan’s online presence 30.2% of all online shopping in Japan is for airline tickets and hotels Credit and debit use online in Japan are at the extremes when compared to other markets Japan holds several lessons for other regions A sense of convenience is critical Technology is not enough Partnerships are essential to gaining mass acceptance Appendix Supplementary data Definitions AAGR Affinity card CAGR Co-branded card Credit card Deferred-debit and charge card EMV EPC ePurse Merchant service charge Pay now cards POS terminal Private-label cards Methodology Cards and payments database Financial Services Consumer Insight is new to our offering, providing new and valuable insight Forecasting methodology Further reading Ask the analyst Datamonitor consulting Disclaimer Browse complete Payment Cards in Japan Report Browse all Banking and Financial Services Market Research Reports Browse all Datamonitor Market Research Reports RSS Browse all Latest Report Related Reports: Payment Card Competitor Tracker: May 2010 Payment Card Competitor Tracker: June 2010 Payment Card Competitor Tracker: April 2010 About Us: Contact:
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