Purchasing any kind of insurance is very tough task to decide. There
are some basic things which should be kept in mind that travel insurance
is nice or not. It totally depends on the type of coverage which you
are required. While you are planning and before making any decision you
need to make sure of certain facts:
Many of the cruises are taking deposits which are completely refundable
There is no risk involved if full payment is done before 70 days prior to departure of the trip.
Main financial risk comes before the departure of the trip and you want
to cancel the same. Penalty might be different from one cruise to
another cruise company. But one standard fact is that the closer the
trip is the lesser amount of refund you will get.
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